About MAKE

At MAKE, we believe creators deserve a banking solution that gets them. One that’s fast, intuitive, and built to help them grow. We’re building the world’s first financial platform tailored to content creators — making it easier to earn, spend, and save money across borders.

MAKE was founded with a specific purpose in mind to address the underserved needs of the Creator Economy often overlooked by traditional banking while bringing forward technology, banking, and global solutions for our Creator Economy Clients.

Role Description

We're looking for a Chief Risk Officer to own the risk strategy and framework for the bank as we grow. This person is a senior risk leader with deep experience across credit, operational, market, and regulatory risk within financial services, who can build and run a risk function that keeps pace with a fast-growing digital bank.

You'll set the overall risk appetite and framework, own the relationship with regulators on risk matters, and ensure the business operates within its risk limits across all product lines. You'll be responsible for identifying, measuring, monitoring, and reporting on risk exposure, and for building the policies, controls, and models needed to manage risk as the bank scales.

You'll work closely with the executive team, Compliance, Finance, and Product to embed risk thinking into how we build and launch new products, and you'll likely sit on (or report into) relevant board or risk committees. You'll also be responsible for building and leading a risk team as the function grows.

Over time, the right person will help shape how risk management scales alongside the business, including new product lines, new markets, and new regulatory regimes.

Role Responsibilities

Own the bank's overall risk strategy, appetite, and framework across credit, operational, market, and regulatory risk

Build and maintain risk policies, controls, and models appropriate to a growing digital bank

Monitor and report on risk exposure to the executive team and relevant board or risk committees

Act as a key point of contact with regulators on risk-related matters

Partner with Product and Engineering to embed risk assessment into the launch of new products and features

Work closely with Compliance and Finance to ensure risk, compliance, and financial controls are aligned

Build, lead, and develop a risk team as the function scales

Stay ahead of emerging risks (including regulatory, credit, fraud, and operational) relevant to a digital financial institution

Essential Requirements

10+ years of experience in risk management within banking or financial services, including senior leadership experience

Deep knowledge of credit, operational, market, and regulatory risk frameworks

Experience building or scaling a risk function, ideally within a fast-growing or digital-first financial institution

Strong track record engaging directly with regulators and board-level stakeholders

Excellent judgment balancing risk management with commercial and product velocity

Strong leadership and people management skills

Comfortable operating in a fast-moving environment where risk frameworks are still evolving

Nice to have Requirements

Experience at a digital-first, neobank, or fintech institution

Experience building risk frameworks for new or emerging product lines (e.g. digital assets, embedded finance)

Relevant professional qualifications (e.g. FRM, PRM, or equivalent)

Experience with multiple regulatory jurisdictions