Security that protects your money

Funds held with

regulated institutions

World-class security

Trust is earned. MAKE is built with industry-leading technology, real-time monitoring, and strict safeguards to protect your money and your data 24/7.

Your money safeguarded

Your money is held with regulated financial institutions

Customers funds are safeguarded in segregated accounts

We never lend or reinvest your money, it’s always yours

Advanced protection behind every transaction

End-to-end encryption

Every action inside MAKE from logging in to sending a payment, is encrypted and protected from fraud in real time.

Proactive fraud detection

Our systems use multi-layer security and machine-learning fraud detection to spot unusual activity before it becomes a problem.

Multi-layered protection

Your account is protected with 2FA to prevent access hacks, and the MPIN only you know is required to withdraw funds.

End-to-end encryption

Every action inside MAKE from logging in to sending a payment, is encrypted and protected from fraud in real time.

Pro-active fraud detection

Our systems use multi-layer security and machine-learning fraud detection to spot unusual activity before it becomes a problem.

Multi-layered protection

Your account is protected with 2FA to prevent access hacks, and the PIN only you know is required to withdraw funds.

Your identity is kept private

Your legal name is never revealed when sending or receiving payments to other MAKE users, only your chosen nickname appears.

Sender

Receiver

Protecting your account, together

Secure identity verification

When you open an account, we verify your identity to confirm your information matches. This helps protect you from fraud.

2-factor & biometric authentication

When you log-in, you’ll need to enter a one-time code. Or use biometrics on the MAKE app. This helps confirm it’s you.

MPIN required for transfers

When sending money, you’ll need to enter your MPIN to prevent unauthorized transfers.

Use a strong, unique password

Choose a long, unique password that you don’t use anywhere else to protect your account.

Built for continuity and resilience

Your money and data stay safe with industry-leading security, real-time fraud monitoring, and round-the-clock protection. Funds are held with regulated financial institutions.

We take your security personally.

Behind every feature is a dedicated security team that monitors, tests, and improves MAKE’s defences every day. Because protecting your money is our highest priority.

FAQs

How is my money protected?

Your money is held in segregated accounts with regulated institutions. We never lend, reinvest, or use customer funds for business operations.

Are my funds insured?

MAKE is not a bank and does not offer deposit insurance. However, customer funds are safeguarded in accordance with applicable regulations and held separately from company funds.

How does MAKE prevent fraud?

We use real-time transaction monitoring, machine-learning fraud detection, and multi-layer security systems to detect unusual activity.  If suspicious behaviour is identified, we act immediately to protect your account.

How is my account secured?

Your account is protected by: - Two-factor authentication (2FA) - Biometric authentication on mobile devices - Encrypted login and transaction sessions - A secure MPIN required for transfers

Can other users see my real name?

No. When sending payments to other MAKE users, only your chosen in-app nickname is visible.

How is my money protected?

Your money is held in segregated accounts with regulated institutions. We never lend, reinvest, or use customer funds for business operations.

Are my funds insured?

MAKE is not a bank and does not offer deposit insurance. However, customer funds are safeguarded in accordance with applicable regulations and held separately from company funds.

How does MAKE prevent fraud?

How is my account secured?

Your account is protected by: - Two-factor authentication (2FA) - Biometric authentication on mobile devices - Encrypted login and transaction sessions - A secure MPIN required for transfers

Can other users see my real name?

No. When sending payments to other MAKE users, only your chosen in-app nickname is visible.

Kappa Investments Canarias S.L.U. Reg No B16409955, having its registered address at Calle Maria Zambrano 42, Guia de Isora, Santa Cruz de Tenerife, 38687, Spain.

Accounts

Online Banking Terms & Conditions

Help

Pricing

Personal account fees

Business account fees

Kappa Investments Canarias S.L.U. Reg No B16409955, having its registered address at Calle Maria Zambrano 42, Guia de Isora, Santa Cruz de Tenerife, 38687, Spain.

Accounts

Online Banking Terms & Conditions

Help

Pricing

Personal account fees

Business account fees

Kappa Investments Canarias S.L.U. Reg No B16409955, having its registered address at Calle Maria Zambrano 42, Guia de Isora, Santa Cruz de Tenerife, 38687, Spain.

Accounts

Online Banking Terms & Conditions